What is Independent Living?

Independent Living Facilities are a Senior housing option for those Seniors who are be ready to remove the responsibilities of caring for their home, but  who need little to no assistance and have only minor medical issues. These facilities may also be referred to as:

  • Retirement Communities
  • Retirement Homes
  • Congregate Care
  • Retirement Villages
  • Senior Apartments
  • Senior Community
  • Active Adult Community
  • Continuing Care Retirement Community (when other care levels are included on the same campus)

Living accommodations are usually studio or one-bedroom apartments but some facilities have condominiums and even single-family residences. Common areas are accessible for residents to gather with other community members.  Full-service dining  is available and usually includes the ability to provide meals for those with special dietary needs. Social outings and entertainment events are organized by the facility's events administrator.

Many communities have extended amenities that can include items such as putting greens, community planting gardens, indoor swimming pools, aerobic classes, and on-site movie theaters. Others offer onsite services such as postal services, and banking. Transportation can be available to take residents to common medical appointments, religious services, and shopping.  Residents who still drive may have a reserved parking sport.


Who Lives in Independent Living Communities

A resident of an Independent Living Community is 55 or over and relatively healthy.  They are physically and mentally capable of living alone without requiring assistance with day-to-day activities.  Residents who may require some assistance with activities of daily living can use third-party home health care services to meet those additional needs.


Services which are Provided at an Independent Living Community

A number of services are provided including:

  • Rent including utilities, phone, and cable
  • Meals, typically 2 or 3 per day
  • Housekeeping
  • Laundry
  • Security
  • Social activities
  • Transportation services

For more expensive communities, additional services may include a beauty salon or barber shop, a game room, concierge services, and even a golf course!


Cost of Independent Living

The cost of living in an Independent Living Community can vary a great deal based on the location in the United States and the amenities you desire.  The monthly rate will range on average from $1,400 to $6,000 and some facilities will have additional fees for extra services. Low income housing (which will not have as many included services as traditional Independent Living Facilities) may  cost less than $1,000 per month.


How to Pay for Independent Living

Payment for Independent Living typically comes from private funds, including savings, pensions, Social Security benefits, proceeds from a reverse mortgage or sale of a home, and other personal funds.  Because medical services are not provided in Independent Living Facilities, Medicare, Medicaid and long-term care insurance will not cover the cost.


Search for Independent Living Communities

The Senioridy interactive search tool makes finding an Independent Living Community near you easy! Enter your location or move the map to your location and you’ll automatically be presented with a list of potential Communities. Filter Communities by various options to help you narrow your search. Use it today to assist you in your search for an Independent Living Community.

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